You can cover the soil with 6mil polyethylene which will help keep the moisture level under the room lower. That does nothing for the floor temp though. You don't want to cover under the joist with anything that will trap moisture. You just create a mold problem.
The only solution that doesn't require major rework would be the reflective bubble foil under the joist. It requires that you remove the current insulation out of the joist. If you leave the insulation in place and use the bubble wrap you will create a moisture/mold problem. You can add more insulation via solid 1" or 2" 4'x8' foam insulation if you have a very cold climate. I have no idea how much if any this would help your floor temp but done properly it should seal out moisture and slow convective heat loss from holes in the subfloor. I'm going to do it to my crawlspace but I'm waiting until our dryest time of year to button it up. I want the moisture level of the subfloor joist to be as low as possible before closing it up.
I'm also drilling some holes in the joist with a paddle bit to allow air movement between joist. You don't want to trap moisture in any one area. The key to keeping rot & mold at bay is air movement and moisture control.
http://www.insulation4less.com/installa ... _space.pdf