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4) Rip out flooring in kitchen and foyer, go with new prefinished everywhere.
Question: How do you rip out flooring without removing cabinets? Do you cut it off at the front edge of the cabinets, and then later install quarter-round moulding to cover the edge?
no!! do it right and remove all the flooring...if that's what you decide to do.
if the flooring is under the cabinets, then they have to be removed. how would you get a saw under the kick plate? (that's the recess under the cabinets) i'm not aware of any saw that would cut a perfect edge under the cabinets. it would be nice if there was such a thing, unfortunately....
as for the other options...that's up to you. my personal feelings is that it would be a shame to remove a perfectly good floor to replace with the same. having it professionally refinished by someone who knows what they're doing is a good option. they not only can match with your new floor, but they know how to minimize dust.
just my opinion