Many inspectors don't seem to know the relation between relative humidity and moisture content. Readings of moisture content and then looking at the chart from the Wood Handbook you will get a clearer idea of what the relative humidity levels where that it took to be too low. In the real dry area of El Paso I see many examples of low humidity BUT go to
www.buildingscience. com and the consensus, and what I have seen, indicate that a relative humidity of 25% should not adversely affect a wood floor. Current ambient relative humidity readings do not reflect what it took for the floor to fail.
Moisture content readings 20 each per 1,000 sq ft and then averaging that figure will give a clearer picture of what RH was too cause the floor to fail. Recently I took readings where some lifting of edges occurred 1% to 2% moisture content so looking at an average of 1 1/2% MC would indicate, checking the moisture chart, it took an average of 5% to 8% relative humidity for that to occur. Their current ambient RH was 20.1%. Current ambient RH should not be used to determine the RH was less than the mfg requirements. BUT they will use it to decline your claim.
It generally takes 2 to 3 months of constant low humidity for this to occur. Heating cold air drives RH low so generally it is late wintertime for the affect of low RH to manifest itself. Obtain an NWFA Inspector or one who understands what I depicted above. Testing and applying the results to wood science should lead one to the proper conclusion. I'm assuming this is engineered wood. Bond line failure would be if the core separated and this is almost always a manufacturing issue. If the veneer is separating from the core and is smooth this is almost certainly a manufacturing error. If you have face checking and/or cupping and fuzziness where it has separated that would be consistent with low humidity failure.
Good luck!!