I have never heard of poly ever being the source of this. That doesn't make any sense to me.
But, I do think you probably have some sort of moisture or water issue, and most likely it is under the floor - maybe in the plywood, esp based on the way you are describing the cupping being convex.
(Also, BTW, 5 coats of Bona traffic is not unheard of at all...it's prob. the equiv or so of 3 coats oil based poly which is normal).
While it's important to look for a water source, I would also look into a dehumidifier as that might help. Remember, it's August - usually the most moisture in the air. Not sure where you live, but here in NY, it's been very humid here.
Debbie Gartner aka The Flooring Girl
http://TheFlooringGirl.comWestchester County NY