I would consider that wood installed over the joists to be a sub floor that never had a finished floor installed. Example: We know in New England, many of those early colonials and saltbox homes used rough hewn timbers as joists and just face nailed thick pine planks over them. Those floors weren't T&G and they would chink the gaps with rope and tar if they wanted; similar to boat decks. The more affluent would cover those wood floors with rugs from China, India and France. Later on, in the Victorian era where ornate woodworking was admired, they overlaid these same subfloors with parquetry and fancy strip. At that time, the industrial revolution was in full swing and steam power was utilized in manufacturing , making the milling of flooring, and many other products, much easier. So in the last part of the 19th century, T&G flooring and parquetry was commonly available. Many homes here on the west coast used 3&1/2" x 3/4" douglas fir flooring as subfloors. These were T&G nailed directly over the floor joists. They could be used as a finished floor by oiling, waxing, painting, etc. or in better homes and buildings, they were covered with a real floor covering. Hardwood, carpet, linoleum, tile, etc. Other subfloors were non T&G planks, 6" to 12" in width, and were installed at either a 45 or 90 degress to the joists and were again, face nailed. These definitely needed floor covering as they were so uneven and of a low grade of wood. Plywood became available in the 1930's but was not used much in residential until the 1950's and 1960's. It's quite possible that the floor you have was meant to be a combination subfloor and finished floor. The only HARDWOOD I've seen that was NOT installed over a wood subfloor was installed over sleepers (screeds) which were over concrete, which, in this case, would be considered the subfloor. I have never heard of or seen hardwood flooring laid directly over floor joists. However, no reason why it could not have been done. And just because I'm not aware of it doesn't mean someone did not do it.