A professional quality moisture meter can run $300.00 or more. There are some lower cost ones but I wouldn't depend on their accuracy. If you acclimate your flooring for two weeks inside your home under normal temperatures (65 to 75 degrees), you should be fine to install your flooring. Your subfloor is not on the ground floor so it should not be gaining any excess moisture from the exterior or ground. IMO, after acclimation, you should be good to go. If you do not have central air conditioning, you may experience very slight cupping of your floors come the late spring (or whenever your high humidity time of year is). This is normal and the floors will return to normal once the humidity is normalized. Try to keep the interior at around 45 to 50 % relative humidity, either with dehumidifiers, humidifiers, or low tech. Fans, boiling water on the stove top, opening the windows, etc. The humidistat can tell you if you exceeding the optimum readings.
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