That rapid change in RH throughout the year is probably why most New Yorkers use Quarter Sawn and/or Rift hardwood flooring if they've had at least a 5 minute conversation with a professional in the area. And no, talking to a sales guy at Lumber Liquidators, or even an installer from LL, doesn't count as a conversation with a real professional
White Oak is still incredibly popular there, not only because it looks great (I admit, I have Rift/Quartered White Oak in my house) but even more so because it's more stable, and why take the risk with plain sawn?
And no, 15LB felt, or any felt for that matter, is not a moisture retarder, it's more to prevent squeaks than anything in my opinion.